Letters to the Editor 08/09/22

Student debt: free riders or victims?

Dear Editor:

I also struggled to finish college in the late sixties and early seventies. I started with evening classes and after many years I finally finished my baccalaureate. My husband also took evening classes to complete his studies, but this was paid for by his company. These options are not available to children today – college is just too expensive!
Student loans were supposed to help kids, but they just made college more expensive. Children are being ripped off by unscrupulous schools and predatory lenders. Perhaps even parents are to blame by not encouraging independence and pushing the need for a college education. I’m not sure the kids realize that even though the payments are deferred, the interest is still accumulating. Do lenders even consider past academic achievement or potential career path? Do colleges ensure that there will be job opportunities or that a student can actually graduate in four years?
I keep hearing that these children have to honor their commitments. But kids make bad decisions and college loans are like a deal with the devil. It’s one of the few bad decisions that can never be forgiven. Car loans can be repossessed. Mortgages can be seized. Too much debt (even gambling debt) can be canceled by bankruptcy, but student loans are excluded. Even sacred marriage vows can be broken by divorce. College loans can never be forgiven – and the interest just keeps piling up.

Perhaps forgiving accrued interest while holding students accountable for the original loan amount is a solution. Canceling student debt for necessary professionals like nurses or teachers is another. More work/study programs, free college and apprenticeship programs, more online courses, allowing transferable college credits are just a few other ideas, but politicians need to start working on finding solutions to the problems instead. to fight for power.
I admire students who have done well and are able to repay their debt. I have compassion for the many people who have been scammed and never been able to get out of the deal with the devil. I consider them as “victims” and not “profiteers”.
Ethel Lee Smith
Sources of green cove

Smart spending: ‘government money’ belongs to citizens

Dear Editor:

Two words: Jackson, Mississippi.

Drinking water crises are nothing new. Example: Detroit. Whether it’s human mismanagement or extreme weather disasters, this is what happens when infrastructure repairs are ignored. Our taxes are intended to inspect, monitor, repair, design, control or build anything that affects a safe and healthy life.

We eat, drink, breathe, take medicine, walk, drive, use mobile devices,

penetrate buildings and depend on the electrical network. If we feel safe at the moment, we cannot assume that we or our children or grandchildren will not have to move for a move or for other reasons, to a location that poses risks – including

unplanned or ungoverned community growth.

In the related area of ​​student loan forgiveness, massive aid resulting from presidential executive order or congressional action will not necessarily benefit everyone, at the same time. The question is whether the government is taking action to deliver relief where it is absolutely needed – or hiding behind cries of “spending” and “deficit” while ignoring a legitimate cry for fiscal/ appropriate protection/help.

Let’s put an end to the rampant hypocrisy. “Government money” belongs to the citizens who earned it and earn it.

Nancy Moore

Penney Farms

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